The first loan, traced to a P6,000 borrowing in 1992, was already paid by his company in 1994. Another P6,000 loan from February 1995, which Solmerano acknowledged, was later fully settled in 2004. The second loan, however, remains unresolved – and far more troubling. SSS personnel initially told Solmerano that the P81,000 balance came from a separate P8,000 “calamity loan” allegedly taken in March 1995. But Solmerano insists that loan never existed and questioned how two calamity loans could have been granted just a month apart. He also questioned why SSS did not flag any supposed outstanding balance when he settled his acknowledged P6,000 loan in 2004. “If there was really another loan in March 1995, they should have told me then so I could have paid it,” he told DAILY TRIBUNE in Filipino. Beloud