Your money, properly protected Thousands of people like you move millions using Wise every second, and over 100,000 new customers join us every week. Our promise is to protect every cent, dollar and peso with cutting-edge tech and anytime customer support. Rock-solid technology Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years. People who care, 24/7 With over 5,000 humans ready to help every minute, plus special anti-fraud and security teams on hand. Your money, not ours Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time. Full stack security Security is central to all our infrastructure. We have teams of engineers enhancing our systems, using cutting-edge machine learning to bolster Wise against crooks and criminals. Always on hand Our customer support teams are at the end of the phone — or email, or chat. They’re available to answer your questions 24/7 in English, and we support 14 other languages too. Email Live Chat Phone Regulated, just like you’d expect Wise has 65+ licences worldwide. Everywhere we work, we are regulated by the local authorities, so we always keep your money by the book. Safeguarded from the start From the moment your money enters our system it’s safeguarded. That means it’s held with major names like Barclays and JP Morgan Chase, and we’ll never use it to run our business — that’s regulation. A best-in-class account Your face is your money’s password with the Wise app. Over 30 million all-time downloads. Two-step authentication Verifying it’s you, from creating an account to making a payment. Biometrics and encryption Using your phone’s in-built tech to boost your protection. Customisable controls Hide your currencies, location permissions and auto log-out. Spend with peace of mind Wise cards come with built-in barriers to keep a padlock on your money. Real time notifications Know exactly what you’ve spent and when. Digital cards Generate unique card details for payments anywhere. Freeze your card Card lost or stolen? Freeze it instantly so it can’t be used. 1,000s of fraud specialists working night-and-day We double down on fraud with always-on automatic monitoring and dedicated security teams to look after your money. Every day we run 7 million checks to stop thieves. That’s 80 checks every second. FAQ Is Wise safe? Is Wise FSCS protected? How is Wise regulated? How is my data protected? How do I report a bug? How do I report phishing? How can I view Wise’s security certifications? Products Wise Personal Wise Business Wise Platform Wise Personal Wise account International money transfer Large amount transfer International debit card Receive money Assets Resources Currency converter International stock ticker SWIFT/BIC codes IBAN codes Rate alerts Compare exchange rates Feature availability Company and team Company and team News and blog Security Press Careers Investor relations Our mission Affiliates and partnerships Reviews Help Help centre Service status Legal Privacy policy Cookie policy Research privacy policy Complaints Country site map Modern slavery statement Accessibility Intellectual property © Wise Payments Limited 2026 Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money. All investment services are provided by the respective Wise Assets entity in your location. Beloud