Using a cold wallet at this moment is not the best option, a friend of mine lost millions of XRP on a cold wallet. Your cold wallet may be compromised without you knowing that someone somewhere is actually monitoring you assets. Unlike decentralized WEB3 Blockchain where you have full control and ownership of your crypto assets no third parties, no banks an no government can access it. Don't get distracted, position yourself and protect what you have while you still can. Beloud