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Udn
@udn.com · 1 hour

金管會加碼要求銀行 民眾理財周轉金貸款需申報

金管會加碼要求銀行 民眾理財周轉金貸款需申報
台股「四貸同堂」等信用擴張問題引發關注,據了解,金管會最近已修改銀行申報要求,將首度要求銀行填報「投資股票等金融商品的理財周轉金貸款」數字,以利掌握民眾向銀行借貸資金流向股市情況。這是金管會設下「業務成長異常」及「風險指標顯著變化」兩大監理紅線,並約談多家銀行「喝咖啡」說明風控後,另一項新舉措。 近期外界關注股市吸金效應帶動的信用擴張現象,但官方對於投資人從銀行理財型房貸、信...
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